Background Checks: Update Your FCRA Summary of Consumer Rights

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On May 24, 2018,  President Trump signed the Economic Growth, Regulatory Relief, and Consumer Protection Act into law.  Among other things, the Act requires credit reporting agencies to provide a free “national security freeze” to consumers to protect from identity theft.

Now, if the Fair Credit Reporting Act requires businesses to issue a Summary of Consumer Rights or a Consumer Identity Theft Rights notice, it must contain language advising the recipient of their security freeze rights. 

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EEOC & FTC Offer Guidance on Background Checks

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On March 10, 2014, the EEOC and the Federal Trade Commission (“FTC”) co-published two technical assistance documents that explain how the agencies’ respective laws apply to background checks performed for employment purposes. One document is for employers (What Employers Need to Know and Background Checks); the other is for job applicants and employees (Background Checks: : What Job Applicants and Employees Should Know). This is the first time that the two agencies have partnered to create resources addressing concerns in this key area.

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