On May 24, 2018, President Trump signed the Economic Growth, Regulatory Relief, and Consumer Protection Act into law. Among other things, the Act requires credit reporting agencies to provide a free “national security freeze” to consumers to protect from identity theft.
Now, if the Fair Credit Reporting Act requires businesses to issue a Summary of Consumer Rights or a Consumer Identity Theft Rights notice, it must contain language advising the recipient of their security freeze rights. These notices are often required when a background check is conducted, generally in a pre-employment setting.
If you have any questions about this or any other legal topic, feel free to contact our office.